loan undergraduate college student

NextStudent Offers Private Student Loans for Undergraduates ...

PHOENIX, AZ -- (MARKET WIRE) -- July 21, 2006 -- There is an option for undergraduate and graduate students who have not yet applied for their student loans or for those without sufficient federal funds for the fall semester. Phoenix-based NextStudent, a premier education funding company, has a private student loan program to help undergraduate and graduate students receive the funding they need to get them through college.

NextStudent's Private Student Loans have no application deadlines or fees and are available throughout the year to help cover the total cost of a student's education, less financial aid. An annual maximum of $40,000 or the calculated cost of attendance (lesser amount) is available with a program maximum of $130,000. Private student loans pay for tuition and fees, housing, supplies and computers.

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Act fast to lock in student-loan rates by July 1

College costs keep spiraling upward, and now the cost of borrowing to pay for higher education is about to spike, too.

Students and their parents have taken comfort in a half-decade of ultra-cheap college loans, loading up on debt to cover the bills.

About 8 million people borrowed $60 billion this year in education loans issued or guaranteed by the federal government. Now only those who act quickly will be able to keep a lid on the cost of that debt.

A combination of rising interest rates and legislative changes to the student-loan program will alter the student-loan landscape July 1.

Rates on existing Stafford loans — the bedrock government-guaranteed student loans that 44 percent of full-time undergraduates rely on to pay tuition bills — change annually and are pegged to 91-day Treasury bills.

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