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Graduate Plus Student Loans from NextStudent Help Students Get ...

PHOENIX, July 7 /PRNewswire/ -- Students who want to attend graduate school but think they cannot afford the cost now have an option. Federal Graduate Plus Student Loans are convenient and manageable, and while they feature parent loan benefits, the funds are disbursed direct to the student, according to Phoenix-based NextStudent, a premier education funding company.

Graduate Plus Loan rates start as low as 8.5 percent and the loans can completely pay for tuition, books and even computers. They can be available despite a borrower's credit score.

Most important, NextStudent's Graduate Plus Loan program has a host of benefits and incentives, making it easier for student borrowers to get to and through graduate school. Incentives include:

-- For student borrowers who sign up for Auto-Debit and pay their first on-time monthly payment, NextStudent will pay a 3 percent cash rebate of the entire loan amount.

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4 Steps to Make the Most of Your Student Loans

San Mateo, CA (PRWEB) July 20, 2006 -- Now that this year's cap-tossing and graduation parties are in the memory banks, the reality of paying for that higher education is setting in -- but students still have options to choose the best way to handle college and graduate school debt.

"Most Americans with student loan debt saw a flood of news articles encouraging borrowers to consolidate their loans before government loans underwent their annual interest-rate increase on July 1," said Brad Stroh, chair of Bills.com, who noted that because of the rising U.S. interest rate environment and a government-mandated reset of rates on student loans, rates on federal student loan debt increased by a substantial 1.84 percent on July 1. "Now that student loan rates are no longer at the 3 percent interest rates they hit during the economy's slowest days, it pays even more to be savvy about borrowing for school or returning to school."

According to FinAid, two-thirds of college students borrow to pay for school, with an average loan debt of nearly $20,000.

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