bad credit education loan student

Kids and Credit -- Paper or Plastic?

EDITORS NOTE: Too many kids with credit cards lead to growing bankruptcy filing among the young and the reckless. Tom Turpel is editor of Pacific News Service-sponsored Sprawl, a magazine for suburban youth. DUBLIN, CA If you cant get a drivers license, you shouldnt get a credit card, says Dustin Hyrn, a student at Dublin High. Hyrn, who is 17, thinks the appropriate age to get a credit card is when you turn 18, the same age you become a legal adult. Even then, however, young people can find themselves in a debt trap. A recent study by the Credit Abuse Resistance Education (CARE) program showed the number of 18- to 24-year-olds declaring bankruptcy has increased 96 percent in the last ten years. Credit payment problems are one of the key reasons younger people file for bankruptcy. According to the CARE report, Bad credit can negatively affect teens in the future -- their ability to get a job, a loan, basic insurance or even an apartment.

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Vatterott College head tries to keep up with the job market

Vatterott's mission statement is career skills for a better life. Vatterott is basically a career school that high school graduates or GED holders can attend to develop a skill.

How has that mission changed over the years?

I don't think the mission really has changed. I think the change is really we focus on placing our students. So we're constantly looking at where are those promising careers going to be a few years down the road, and that's a pretty dynamic thing. .

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